Virgen De Socabon Group
The loan they are requesting will benefit the small business owners including Olga. This is her first loan through Pro Mujer. She joined by invitation from a friend of hers who is a member of the institution. She currently has a business making sweaters, gloves and leg warmers. She started her business five years ago when she was working as a workshop assistant. She started her business with a little of her own capital.
The loan she is requesting is to increase her working capital to buy wool from wholesale dealers in the city of El Alto. She will then sell her products based on orders. Her work allows her to support her household as well as she can. She has a common-law husband and two children.
When asked what she likes about Pro Mujer, she says it is the training regarding loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olga es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad él tiene un negocio de tejido de chompas, guantes y polainas; cuenta que este negocio lo aprendió hace cinco años atrás, cuando ella trabajaba como ayudante en un taller, posteriormente con un pequeño capital inicio su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid