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Vicente Francisco
The client is from the city of Libertad. His father taught him everything related to the profession of small appliance repairperson, and later he made it into his main source of income. He works every day from 10 a.m. to 8 p.m.

He is married and his wife is a housewife. He has children, but all are now adults. Someday he wishes to be able to have his own shop, where he can serve his customers and offer more services. Now he needs the loan to buy work tools and parts for his daily work.
View original language description ↓
El cliente es de la ciudad de Libertad. Su padre le enseño todo lo referente a la profesión de técnico en reparación de electrodomésticos, y luego lo convirtió en su principal fuente de ingresos. Trabaja todos los días, de 10 am a 8 pm. Es casado y su esposa se desempeña como ama de casa. Tiene hijos pero ya todos son mayores de edad. Desea a futuro poder tener un local propio donde pueda atender a sus clientes y ofrecer más servicios. Ahora requiere el crédito para la compra de herramientas de trabajo y repuestos para su labor diaria.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Vicente Francisco to buy tools and parts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014