Flor De Rosas Mariscal Group
The credit they are taking out will help the the women who run small businesses. One of them is Concepción. She states she has been with Pro Mujer for four years and joined when she was invited by one of the promoters of the institution who came to her home. At present, she has a business knitting multi-colored wool cloth. She says that she learned this business from her mother many years ago and after marrying she set up her own workspace.
The loan she will take out now is to increase her capital by buying wool, which she will buy from the markets in the city of El Alto. The products knitted from this wool she will sell in her sales stall. This form of work helps her to support her family, as she is married and has two children.
When asked what she likes about Pro Mujer, Concepción saiys that she likes the savings the groups make.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Concepción es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tejido de awayos; da a conocer que este negocio lo aprendió de su madre hace varios años atrás, posterior a su matrimonio emprendió su propio espacio de trabajo
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la Cuidad de El Alto y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que se realiza en los grupos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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