Villa Bolivar Group
The credit they are taking out will help the women who run small businesses, one of whom is Victoria. She states she has been with Pro Mujer for six years and joined when she was invited by a friend who is a member of the institution. At present, she has a business selling cheese. She says she started this business ten years ago with a small amount of capital she had.
The loan she will take out now is to increase her capital by buying cheese, which she will buy from the wholesalers in the city of La Paz and then sell in her sales stall. This form of work helps her to support her household as far as possible. She lives in common-law-marriage and has three children.
When asked what she likes about Pro Mujer, she answers that she likes to be able to take out a credit without being met with distrust by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Victoria es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de queso; cuenta que este negocio lo emprendió hace diez años atrás, con un pequeño capital que tenía.
El crédito que ahora sacará es para el aumento de capital (compra de queso) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito sin desconfianza de parte de la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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