Cynthia, age 48, is a university graduate. She lives in the community of Congo Town called Chugbor. She is a widow and the mother of two children who are ages 10 and 16, and who are currently in school. Cynthia started her business with the initial capital of 8,000 LRD, which she received from her brother. She has sold salt, pepper, onion, palm oil, vita, rice and black pepper for the past 15 years. She likes this type of business because she makes a profit. With the profit she buys more goods and attends to the needs of her children. Cynthia is requesting her fourth loan to purchase more rice, vita, onion, pepper and cooking oil for the business. Her plan is to become an international businesswoman.