Virgen De Guadalupe Group
The loan they are taking out will benefit small, micro-entrepreneurs, of which señora Melvi is one. She says that she joined Pro Mujer one lending cycle ago at the invitation of her sister, who is a member of the institution. Currently, señora Melvi has a business sewing "polleras" (typical Andean skirts). She tells us that she started her business a few years ago, after finishing classes learning to make "polleras."
The loan that señora Melvi is taking out now is for increasing capital to purchase cloth. She will acquire the cloth in the wholesale stores in La Paz and later make and sell the skirts in her shop. This line of work allows her to generate the resources she needs to support her household as well as she can. She lives with her partner and has three children.
When asked what she likes about Pro Mujer, señora Melvi says that she likes the area of health, the trainings and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Melvi es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de la su hermana que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura de polleras; cuenta que este negocio lo emprendió hace varios años atrás, al culminar los cursos de pollerería.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tienda mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, las capacitaciones y los créditos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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