Mallku Irpiri Group
The loan they will take out will benefit small, micro-entrepreneurs, of which señora Elvira is one. She says that four years ago she joined Pro Mujer at the invitation of some friends who were members of the institution. Currently, señora Elvira has a business selling cheese. She tells us that she started the business on her own initiative with the first loan she took out from Pro Mujer.
The loan that señora Elvira is taking out now is for increasing her capital to purchase cheese. She will acquire the cheese in the rural communities of La Paz Department and later sell it in her sales stall. This line of work allows her to generate the resources she needs to support her household as well as as can. She is married and has three children.
When asked what she likes about Pro Mujer, señora Elvira says that she likes the area of health, the trainings and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de la sus amigas que son socias de la institución. En la actualidad ella tiene un negocio de venta de queso; cuenta que este negocio lo emprendió por iniciativa propia con el primer crédito que saco en Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de queso) que adquirirá de las comunidades rurales del departamento de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, las capacitaciones y los créditos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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