Update on BlancaBlanca is married and has an adult daughter. She lives in her own house, which has two rooms, brick walls, and dirt floors and is located in Palomar in La Paz department. She farms and grows vegetables, and she has to pay for food and basic services with the scarce income she earns. She works long hours, but her output is low as Blanca is older.
She has applied for a loan to buy improved seed, which would be a great help to her because it requires less irrigation, conserves the earth, and grows faster and cleaner. Blanca dreams of earning more and raising cattle to improve her living conditions, but that requires more income. This will be her third loan cycle with Kiva.
Actualmente se dedica a la agricultura y producción de verduras y con los pocos ingresos que tiene debe cubrir sus gastos de alimentación y pago de servicios básicos
Trabaja durante muchas horas en la agricultura ya que su producción es bastante baja debido a que Blanca es de la tercera edad ,es por eso que solicita el crédito para la compra de semilla mejorada ya que le sera de mucha ayuda por que la misma no requiere de tanto riego,el terreno no se desgasta tanto y su producción es mas rápida y mas limpia.
El sueño de Blanca es mejorar sus ingresos y dedicarse al engorde de ganado pero eso requiere de mas ingresos,de esta forma mejorara su calidad de vida. esta sera la tercera vez que su credito va a través de Kiva.
Previous Loan DetailsBlanca works in agricultural production growing vegetables and also makes cheese. She lives with her son in her own house located in the community of Palomar in the Río Abajo Sector of Murillo Province in La Paz Department; a town located an hour away from the city of La Paz. The loan she needs… More from Blanca's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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