Update on DeliaDelia is married and has two school-aged children. They live in their own 5-room home in the Palomar neighborhood of La Paz.
Delia currently works over eight hours a day in her neighborhood store. On the weekends, she and her husband work all day in agriculture. They do this to help cover the costs of food, education and basic services for their family. Her husband also works as a brick layer doing repair and new construction.
They need the loan to purchase improved flower and vegetable seed. It will be a big help to them, as this type of seed doesn't need as much watering, doesn't deplete the land as much and has a fast production. They will then be able to improve their income as well as their quality of life.
Delia's dream is to increase her agricultural production and also to make her living entirely in livestock, as the she doesn't get much profit from the other businesses.
This is Delia's third loan with IMPRO and her third time working with KIVA.
Actualmente trabaja por mas de ocho horas al día en su tienda de barrio y los fines de semana se dedica a la agricultura junto a su esposo durante todo el día,ya que deben cubrir los gastos de alimentación,educación y pago de servicios básicos de su familia ,también su esposo trabaja como albañil realizando algunas refacciones y construcciones.
El credito lo requiere para la compra de semilla mejorada de flores y vegetales ya que le sera de mucha ayuda por que la misma no necesita de tanto riego,la tierra no se desgasta tanto y su producción es bastante rápida. de esta forma mejoraran sus ingresos y también su calidad de vida.
El sueño de Delia es aumentar su producción y también dedicarse al ganado por completo ya que de las otras actividades no obtienen mucha ganancia.
Es la tercera vez que solicita crédito en IMPRO y la tercera vez junto a KIVA.
Previous Loan DetailsDelia works in agricultural production growing vegetables and flowers that she subsequently sells in one of the markets in the city of La Paz. She lives with her children in her own house located in the community of Palomar in the Río Abajo Sector of Murillo Province in La Paz Department; a town… More from Delia's previous loan »
More information about this loan
This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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