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Mayra Alexandra
Mayra Alexandra, 21, lives with her parents. She works as a cashier and also has a small costume jewelry business that she looks after with her mother. This is how she supports herself on a daily basis.

Mayra Alexandra is a very capable and enterprising woman who very much wants to get ahead. Her house is a little worn and she needs to rebuild the wall behind the house. She doesn't have the capital to pay for the materials, though, so she decided to ask FUSAI for a loan to buy bricks, cement, sand, gravel, and rebar.

Mayra Alexandra is very happy with the help and guarantees that she'll make the payments.
View original language description ↓
Mayra Alexandra de veintiuno años de edad vive junto a sus padres, ella es empleada, trabaja como cajera y además tiene un pequeño negocio de bisutería, el cual atiende su madre, con eso logra el sustento diario; Mayra Alexandra es una mujer muy capaz, emprendedora y con muchas ganas de salir adelante, su vivienda está un poco deteriorada y necesita reconstruir el muro de la parte de atrás de la casa pero no posee el capital para costear los gastos de materiales, por eso se decidió a solicitarle a FUSAI un crédito que le permita comprar ladrillos, cemento, arena, grava, hierro. Mayra Alexandra está muy contenta con la ayuda y asegura cancelar los pagos correspondientes.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mayra Alexandra to buy construction supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 7, 2013
Currency Exchange Loss:
Dec 19, 2013