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Shamshad is a 38-year-old married woman, living in the area of Lahore, Pakistan. She has been sewing leather gloves for the past 5 years to support her family. She beautifully sews gloves at home and then sells them in the local market with the help of her husband. By this time she has attained a regular list of customers and makes enough to contribute to the family income. Her husband is a driver by profession and drives an auto rickshaw. He also delivers the handmade glove to the market with his rickshaw.

She is a mother of 5 children and is motivated to provide for her family. To cope with the increasing demand of her customers, she requested a loan from Kiva’s field partner BRAC Pakistan to purchase stocks of leather. She hopes to get a boost in her earnings through her large sales. She is in her first loan cycle, and she assures us that she will show an excellent repayment behavior. She wishes to utilize a portion of the revenue to provide a quality education for her children.

Shamshad says thank you to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 449
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 106.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shamshad to buy leather for sewing gloves to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 13, 2013
Currency Exchange Loss:
Aug 28, 2014