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Saima's Group
In this Group: Saima, Nazia
Saima, age 30, is the leader of this borrower group. She adores her family, and her husband works very hard so that his family can have a good and respectable life. Her husband is a retailer. He owns a small general store in his community market which is the only source of income for the family.

He needs to purchase a variety of items for his store like ice creams, sugar, salt, milk, flour and rice. This will help him to continue his work and to work more efficiently and professionally. He does not have enough funds to purchase the needful things. Therefore Saima, as a member of a two persons lending group, has requested for a loan from Kiva's partner BRAC Pakistan with the goal of helping her husband. Saima is feeling happy that she will be able to help her husband with the loan amount. She is thankful to Kiva lenders and to BRAC Pakistan

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 156
    View loans »
    Pakistan Loans Fundraising
  • $13,425,575
    Funds lent in using Kiva
  • 106.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $425 loan helped a member to purchase a variety of items like ice creams, sugar, salt, milk, flour and rice.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 2, 2013
Listed
Oct 13, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 22, 2014