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Norma is 69 years old and married with one kid.

She earns a living by farming rice in the Philippines. Norma is borrowing PHP 18,000 through NWTF in order to buy fertilizers and other farm supplies.

Norma has been farming rice for ten years and also earns additional income from a general store.

She is working tirelessly toward the attainment of her dream, to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1820
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Norma to buy fertilizers and other farm supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 13, 2013
Currency Exchange Loss:
Jul 17, 2014