Mrs. Kheav N. was born in 1963 and lives in Phlov Trei Village in Kandal Province. Her husband, Mr. Chum Phally, is a fisherman. Mrs. Kheav N. has six children, one of whom is employed in a garment factory while four attend junior high school. The youngest one is too young to work or study. She is a farmer who cultivates twice a year. During the rainy season, she cultivates rice while she grows vegetable in dry season. It is now the rainy season so she needs to cultivate rice. In order to do the planting, Mrs. Kheav N. asks for a loan to hire the laborer with two oxen to plow the field and to buy fertilizer to support the field, including pesticides to prevent all kinds of insects from damaging her crop. Her husband is on the right of the photo.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.