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Shazia Group
In this Group: Shazia, Shamshad, Musarat
Shazia is a 40-year-old hard-working housewife. She is living in Rawalpindi, Pakistan with her husband and one son. Her husband is a garment shop keeper by profession but his monthly income is not enough to fulfill the household expenses of his family. Therefore with the profession of security guard and three years of experience with driving he decided to drive a taxi at night. But due to lack of funds he is not able to buy a taxi. In this case Shazia, as a member of a three-person group, has requested a loan from Kiva partner BRAC Pakistan to meet the cost of buying a taxi. With the profits, her husband wants to open a new rent-a-car office in the future. Shazia desires to provide quality education to her son and she prays for the good health of her family and for the growth of her husband's business. She is very much thankful to Kiva and BRAC.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia Group's $575 loan helped a member to buy a taxi.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 12, 2013
Currency Exchange Loss:
Aug 27, 2014