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Jonatan, 22, lives in the city of Chincha. To make a living, he works as a shopkeeper for a small agro-industry business. He works around nine hours a day and thinks his work is going well because he is very responsible.

Jonatan is grateful for the Kiva loans because thanks to their help, he will be able to buy a motorcycle for transportation. He lives in a remote area so transportation is expensive. Having a motorcycle will save him money and allow him to keep working toward his dream to have his own home.
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Jonatan s un joven de 22 años de edad y vive en al ciudad de Chincha. Para poder salir adelante trabaja como almacenero en una pequeña empresa de agroindustrias, el labora alrededor de 9 horas al día y cree que le esta yendo bien en su trabajo porque es muy responsable.

Jonatan está agradecido con los prestamistas kiva ya que gracias a su gran ayuda podrá comprar una moto para poder transportarse, ya que vive en una zona alejada y gasta mucho dinero en movilidad, de esta manera podrá ahorrar y seguir luchando por hacer realidad su gran sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD