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Update on Christopher

Christopher used the previous loan to buy cows. He is a 37-year-old married man with three children living in Fort Portal, Uganda. His personal goal is to educate his children, build a permanent home, and buy a car.

He has been dealing in animal sales for the past three years. He started with savings from the wages earned while working at a tea company. His major hardships are customers not paying on time, high fuel and transportation costs, and seasonal weather.

However, Christopher's goal is to diversify his business to include retailing, hiring employees to help expand his business, and buying land to grow crops.

Christopher is requesting a loan to buy cross-breed cows to sell.

Previous Loan Details

Christopher is a 36-year-old married man with three children. They live in Fort Portal, Uganda. His personal goal is to educate his children, build a permanent home, and buy a car. He has been dealing in animal sales for the past three years, starting with savings from his wages earned while work... More from Christopher's previous loan »

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 193
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,554.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Christopher to buy cross-breed cows to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 12, 2013
Currency Exchange Loss:
Jun 17, 2014