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Los Pinos Group
In this Group: Miliana , Nancy , Ana Maribel, Martha Isabel , Maria Del Carmen, Mary Isabel , Teresa, Lourdes, Elizabeth
“Los Pinos” (The Pines) is a Communal Bank that will start its sixth cycle with Pro Mujer as part of the Los Andes Community Center. It is composed of nine members, guided by a directive board presided over by Miliana. The members of the Communal Bank engage in different activities such as selling tights, clothes trader, selling salchipapas*, running and Internet and online gaming stall, craftsman making sombrero hats, selling clothes, weaving blankets, selling furniture.

Miliana is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says she has been a member of Pro Mujer for six years, having been invited a friend who is a member of the institution. She currently runs a workshop where she sews and sells petticoats; she says she learned this job while helping her parents, and when she got married she decided to start her own activity.

The loan she is now requesting will be used to increase her working capital by buying cloth from wholesalers in the department of La Paz; after having created her products she will sell them door to door. As she is married, this type of activity helps her earning an income to economically support her family.

When asked about what she likes of Pro Mujer, she answers that she likes working in groups with the other ladies.

*Salchipapa is a typical dish composed of sliced pan-fried beef hot dogs or sausages and French fries.
View original language description ↓
La A.C. “LOS PINOS” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Miliana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de medias, comerciante de ropa, venta de salchipapa, internet y juego en red, artesano en sombreros, venta de ropa, tejido de mantas, venta de muebles.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Miliana es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio costura y venta de enaguas; da a conocer que este negocio lo aprendió cuando ayudaba a sus padres a realizar esta actividad, cuando se casó decidió emprender su propio negocio

El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las distribuidoras, por mayor, del departamento de La Paz y posteriormente a la elaboración lo comercializará de forma ambulante. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo en grupo que realizan las señoras.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 151
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Pinos Group's $4,325 loan helped a member to buy cloth.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 17, 2013
Currency Exchange Loss:
Mar 17, 2014