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Gaviotas Group
In this Group: Marlene, Cristina, Alondra Graciela , Elvira, Martha, Arminda , Esteban , Felicita
“Gaviotas” (Seagulls) is a Communal Bank that will start its firs cycle with Pro Mujer as part of the German Busch Community Center. It is composed of eight members, guided by a directive board presided over by Marlene. The members of the Communal Bank engage in different activities such as selling groceries, weaving caps and leggings, selling clothes, selling sheepskin jackets, and selling detergents.

Marlene is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says it is her first time with Pro Mujer, having been invited a friend who is a member of the institution. She currently weaves leggings, an activity she started many years ago thanks to a friend who taught her the weaving techniques and showed her the selling areas.

The loan she is currently requesting will be used to increase her working capital by buying wool form the wholesalers of the town of El Alto; after having weaved them she will sell them in her selling stall. This type of activity helps her earning an income to economically support her household as much as she can, as she lives with her lifetime partner and she has three children.

When asked about what she likes of Pro Mujer, she answers that she likes the health department offered by the institution.
View original language description ↓
La A.C. “GAVIOTAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de German Busch, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Marlene es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de abarrotes, tejido de gorras y polainas, venta de ropa, venta de chamarras, venta de detergentes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marlene es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación su amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido de polainas; este negocio lo emprendió hace varios años con la ayuda de una amiga quien le enseño la técnica de tejido y le mostro los espacios de venta.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el área de salud que le brinda la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $28,120,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Gaviotas Group's $3,275 loan helped a member to buy wool.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014