Jiska Anata Group
The loan that they are seeking will benefit small businesses including Paola's. She says that she has been a member of Pro Mujer for 2 years and was invited by her mother, who is also a member of the group. Currently, Paola has a business selling shoes. She learned this trade from her parents, since it has been in the family for several years. When she had her son, she decided to start her own shoe-selling business.
The loan that she is asking for is for the purpose of increasing her capital by buying shoes which she will get from wholesale stores in the city of El Alto. After buying them, she will sell the shoes at her shop. This type of work allows her to earn her own income so she can support her household as much as possible, since she is single and has a son.
When asked what she likes about Pro Mujer, Paola says that she likes the health benefits.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Paola es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de zapatos; este negocio lo emprendió de sus padres, ya que el mismo fue un negocio familiar hace varios años atrás y cuando tuvo su hijo decide emprender su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de zapatos) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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