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Rajan's Group
In this Group: Rajan, Razia, Hafizan, Khalida, Saima
Rajan baji is the wife of M. A. and lives in a small city named Chichawatni, Pakistan. She is the mother of five children: four sons and one daughter. All of her children are enrolled in a local school in her neighborhood.

Rajan baji is a housewife and prefers to do household work. She successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). She invested her share in her husband's business. Her husband made a cycle stand where people come to stand their cycles and he gives a token to them and charges a fee.

Presently her husband is doing nothing; because of some circumstances he failed to continue the business. Now Rajan baji is applying for a loan to start a grocery shop for her husband and to buy groceries she requires a loan.

She is joined in her loan group by a few more members. Razia baji wants a loan to buy food ingredients (cooking oil, rice, wheat) for her food business. Hafizan baji wants a loan to buy groceries for her grocery shop. Khalida baji and Saima baji each want a loan to buy shoes for their shoe-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 349
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 74.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rajan's Group's $1,150 loan helped a member to buy groceries for grocery shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Dec 2, 2009