Estrellas Ii Group
The loan they will take out will benefit the micro-businesswomen, including Ceida. She says that eight years ago she joined Pro Mujer at the invitation of a friend who is a member. Right now she has a business selling cleaning products. She says that she started this business together with her spouse, since he sold these products before she met him.
The loan she will take out now is to increase capital by buying soap, brushes and towels. She will acquire them from the wholesale distributors of the city of El Alto and later sell them in her sales stall. This work allows her to generate resources to support her home as much as she can. She is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the meetings, the trainings about loans and the clinics.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ceida es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de la amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de materiales de limpieza; cuenta que este negocio lo emprendió conjuntamente su pareja, ya que él comercializaba este producto antes que la conozca.
El crédito que ahora sacará es para el aumento de capital (compra de jaboncillos, cepillos, tohallas) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones, las capacitaciones en crédito y salud y los consultorios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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