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Jazmin Ii Group
In this Group: Ramona Miriam, Emiliana Catalina , Jhoanna Erika , Marcelo Alfredo, Pocha, Wendy Danys, Irma Eloisa , Dina, Gisela Michelle
The communal bank “Jazmin II” will start its first cycle with Pro Mujer, as part of the Focal Center Panamericana. It has 9 members led by a governing board, of which Miriam is the president. The members of the communal bank carry out diverse businesses, including: selling variety meats, selling friend fish, car driver, clothes sales, shirts sales, food sales, a butcher shop and selling cellphones.

The loan they’ll take out will benefit small micro businesswomen, and Miriam is one of them. She joined Pro Mujer 10 years ago, through an invitation from other members of her group who were already partners in the organization. Some years ago, Miriam used to sell boiled beverages as a street vendor, but thanks to her savings and to the loans from the organization, Miriam bought pots, stoves and opened her own eatery, where she sells her products now.

The loan she is requesting is to buy vegetables from wholesalers at the city El Alto, and afterwards, she will prepare and sell the foods in her business. This will allow her to generate income to support her household, as Miriam is married and has 3 children.

When asked what services offered by Pro Mujer she likes the most, Miriam answers that it is the focus on healthcare that she likes.
View original language description ↓
La A.C. “JAZMIN II” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Miriam es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de menudencias de carne, venta de pescado frito, chofer, venta de ropa, venta de poleras, venta de comida, carnicería, venta de celulares.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Miriam es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación de las compañeras de su grupo que ya eran socias en la institución. En la actualidad ella tiene un negocio de venta de comida; nos cuenta que hace años atrás ella vendía frescos hervidos de forma ambulante, con los ahorros que generó y con los préstamos de la institución compro ollas, cocinas y un puesto de venta donde ahora comercializa sus productos.

El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $29,582,625
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Jazmin Ii Group's $4,025 loan helped a member to buy vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014