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Yader José
Yader José lives in a region south of the capital. He works as a grocer in a state business. He is married with two small, school-aged children.

Yader is requesting a loan to invest in the purchase of construction materials and to pay for labor to build a well in his home since in the area where he lives there is a lack of sewage water services. Right now, this is one of his main priorities.

He is very thankful for this funding that Kiva is able to give him to be able to complete this project, which is of the utmost necessity for him and his family.
View original language description ↓
Yader José vive en una comarca al sur de la capital trabaja como bodeguero en una empresa del estado. Casado con dos pequeños hijos en edad escolar.
Yader está solicitando un crédito para invertirlo en la compra de materiales de construcción y pago de mano de obra para hacer un sumideros en su casa de habitación ya que en la zona donde vive carensen de servicios de agua de alcantarillado.
Y en estos momentos es una de sus prioridades principales.
Agradeciendo mucho por ese financiamiento que kiva le pueda dar para concretar este proyecto que es de suma necesidad para él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Yader José to purchase construction materials.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Sep 21, 2013
Oct 6, 2013
Currency Exchange Loss:
Apr 17, 2015