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José Ignacio
Señor José Ignacio lives in Managua and works in the retail purchasing department of a shopping center in the city.

He is applying for a loan and plans to invest the funds in the purchase of zinc sheets and wood to install a new roof on his house. The existing roof is in poor condition and leaks during the winter rains.

Señor José Ignacio is grateful to Kiva and CEPRODEL for offering him this opportunity to improve his home and provide a proper roof for his family.
View original language description ↓

El señor José Ignacio vive en la cuidad de Managua trabaja en un centro de compra de la capital en el área de ordenamiento de los comerciantes.
José está solicitando un crédito para invertirlo en la compra de láminas de zinc y madera para hacerle en cambio de techo a su vivienda que está en mal estado y con el invierno cuando llueve se le pasa el agua.
Agradeciendo mucho a kiva y ceprodel por esta oportunidad que le está ofreciendo para mejorar su casa de habitación y darles un techo digno a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped José Ignacio to purchase construction materials.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 21, 2013
Oct 4, 2013
Currency Exchange Loss:
Sep 17, 2014