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Martha Del Carmen
This borrower is from the Orquideas neighborhood of Guayaquil. She started her store because she had always enjoyed selling, and she had the opportunity to start a business. This also helped her to devote time to taking care of a person who suffers from a medical condition. She works every day on her own from 8am until 9pm. She is not married, but she has 3 minor children who attend the public school in her neighborhood. In the future, she would like to improve her house and put in a new floor. At this time, she needs a loan to buy general merchandise for her store.
View original language description ↓
La cliente es del sector de Orquídeas en Guayaquil. Inició con esta actividad debido a que siempre le han gustado las ventas y tuvo la oportunidad de realizarla. Esto también le ayudó a dedicarle tiempo de atender a una persona que padece una condición física. Trabaja todos los días sola, dede las 8 am hasta las 9 pm. No es casada, pero tiene 3 hijos menores de edad, quienes van al colegio fiscal de su barrio. A futuro, le gustaría mejorar su vivienda y levantar otro piso. Ahora requiere el crédito para la compra de artículos de bazar para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Martha Del Carmen to buy products for her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014