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Sebaye is a 20-year-old young girl who lives together with her mother and two sisters. She studies at Pedagogical State University. She entered university in 2011 and will complete it in 2015. She is on her third year of study in the faculty of pedagogical. Her dream is to work as a teacher after graduating from her studies. Sebaye is not working, hence her parents pay her education fee. Now she needs to pay for the last two years and for this purpose applied for 2,000 AZN (Azerbaijani new manat.

Additional Information

More information about this loan

This loan is part of Aqroinvest's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Sebaye to pay for last two years of studies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 11, 2013
Currency Exchange Loss:
Apr 17, 2015