Hadijah is 40 years old and a widow with 6 children. She earns income mainly from the sale of crops, a monthly compensation as a Community Knowledge worker (CKW), and operating a small retail shop. Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools.
On her land, Hadijah grows pumpkin, maize, and beans, and she rears chickens. After two years of service as a CKW in her village, Hadijah looks forward to renewing her CKW contract for the next three years.
As a CKW, she will use the materials in her business-in-a-box (smartphone, solar charging solution, and weighing scale) to disseminate actionable information to farmers of her village, helping them improve their crop yields.
With the additional money she will earn as a CKW, Hadijah will be able to expand her farming activities, earn more, and pay school fees for her children. Her dream is to become a model farmer in her district.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit