Sanet is 40 years old and married with 7 children. She earns income mainly from the sale of crops, and she gets a monthly wage as a Community Knowledge worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools.
On her land, Sanet grows coffee, beans, maize, bananas and cassava. She also rears chicken. Sanet has served as a CKW for the last two years, and now looks forward to renewing her contract for the next three years. As a CKW, she will use the materials in her business-in-a-box (smartphone, solar charging solution, and weighing scale) to disseminate agricultural information about best farming practices to fellow farmers in her village.
With the additional income she will earn as a CKW, Sanet will be able to expand his coffee farm land and start up a small retail shop in her village. Her biggest dream in life is to establish a coffee processing plant in her village.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit