Mirika is 40 years old, and she is married, with eight children. She earns her income from the sale of crops and a monthly wage as a Community Knowledge worker (CKW). On her land Mirika grows maize, cassava, beans, and bananas as well as rearing chickens.
Community Knowledge Workers are trusted community members who provide agricultural data and advice to rural farmers in their local area including information about the weather, market prices, crop diseases and agricultural tools. Mirika has served as a CKW for the last two years and now looks forward to renewing her CKW contract for the next three years.
As a CKW she will use the materials in her business-in-a-box (smartphone, solar-charging set and weighing scale) to share vital agricultural information with farmers of her village and see that they adopt improved farming practices.
With the additional income she will earn as a CKW, Mirika will expand her banana-growing project and be able to educate her children up to the university. Her biggest dream in life is to become a successful farmer and mother in her community.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit