John is 44 years old and is married. He has eight children. He earns his income through the sale of farm produce, operating a small business and monthly compensation as a Community Knowledge worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools. On his land, John grows beans, coffee, cassava and Irish potatoes. He also raises goats and chickens. John has served as a CKW for the last two years and he looks forward to renewing his CKW contract for the next three years. As a CKW he will use the materials in his business-in-a-box (smartphone, solar charging set, and weighing scale) to share actionable agricultural information with members of his village and together improve their crop and animal yields. With the additional income he will earn as a CKW, John will expand his farming activities on his four acre land. He looks forward to becoming a sustainable and model farmer in his community.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit