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Dilorom

Update on Dilorom

Dilorom is 40 years old. She is married and is raising two children. Dilorom has a university education in pedagogy. She works as a teacher in a secondary school. Dilorom also works as a seamstress. She sews women's ethnic dresses. Dilorom went through the training course "Get Ahead" and organized her business of sewing women's clothing. She does a good job of managing both her business and her teaching duties. She wants to repair her house and is requesting a loan for that reason. Her husband is a labor migrant in the Russian Federation and does not send enough money home to pay for home repairs. She is requesting a loan in the amount of 3000 somoni to buy construction materials like cement, lumber, etc. She awaits your kindness.
View original language description ↓
Дилорому 40 лет. Она замужем и на воспитании имеет 2 детей. Дилором имеет высшее педагогическое образование. Она работает в средней школе учительницей. Дилором еще и портниха. Она шьет женские национальные платья. Дилором прошла тренинг «Добейся Успеха» и организовала свой бизнес шитьем женской одежды. Она справляется и с бизнесом и с педагогической деятельностью. Она хочет отремонтировать свой дом и с такой целью она обращается за займом. Ее муж трудовой мигрант в Российской Федерации и не отправил достаточно денег, чтобы отремонтировать дом. Она запрашивает займ на сумму 3000 сомони для покупки строительных материалов как цемент, древесина и т.п. Она ждет вашу доброту.

Previous Loan Details

Dilorom is 39 years old, married, and has 2 children. Her life circumstances are tough: her husband has gone to the Russian Federation but is unable send enough money home to provide for the children. Dilorom urgently needs to find a source of income, and for this reason, she took a course entitl... More from Dilorom's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About Tajikistan

  • $1,388
    Average annual income
  • 115
    View loans »
    Tajikistan Loans Fundraising
  • $27,997,100
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Dilorom to buy building materials such as cement, and lumber for repairing her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2013
Listed
Oct 7, 2013
Currency Exchange Loss:
Covered
Ended:
May 22, 2014
This photo was used before for a previous loan for Dilorom. It was first posted on Kiva on Dec, 2012. Learn More