Joan is 25 years old and single with no children. She earns her income through the sale of crops and monthly compensation as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to the rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools.
On her land, Joan grows beans, maize, cassava and sorghum. She also has pigs. Having served as a CKW for the last two years, Joan looks forward to renewing her CKW contract for the next three years. As a CKW, she will use the materials in her business-in-a-box (smartphone, solar charging set, and weighing scale) to disseminate vital agricultural information to the other members of her village, helping them improve their crop yields and increase their incomes.
With the additional money she will earn as a CKW, Joan plans to open up a clothing boutique in her community. Her biggest dream in life is to build a good permanent house in her community.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit