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Nurzat is 34 years old and not married. She has secondary education. As her main income, Nurzat works with livestock breeding, after having started nine years ago with the purchase of livestock for 20,000 som (KGS). Thanks to Nurzat's persistent work, her farm currently consists of four dairy cows, two horses and 25 sheep. The monthly income is 6,000 som (KGS).

With an aim to further develop her business, Nurzat turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 100,000 for the purchase of cows to increase the number of livestock. Nurzat plans to invest the income from the loan in further increasing the number of household animals, and to save money for repairing her house.
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Нурзат 34 года, не замужем. У Нурзат- среднее образование, в качестве основного дохода Нурзат занимается животноводством, стартовав 9 лет назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Нурзат, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 2 лошади, 25 овец. Ежемесячный доход составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Нурзат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Нурзат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,050 helped Nurzat to purchase cows.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 6, 2013
Currency Exchange Loss:
Nov 5, 2013