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Gulsunay is 49 years old, married, and she and her husband are raising 2 children. Gulsunay has a secondary level education. The main source of income for Gulsunay's family is her animal husbandry business, which she started 29 years ago with the purchase of 2,000 somi (KGS) worth of cattle. As a result of Gulsunay's hard work, today Gulsunay has one milking cow and 2.1 HA of irrigated land where every year she grows beans and clover. Her monthly income comes to 12,000 somi (KGS).

With the goal of further developing her business, Gulsunay applied to microfinance bank Bai Tushum & Partners for a loan of 100,000 somi (KGS) to increase the size of her herd by buying cattle. Gulsunay plans to invest the profits from her loan in further increasing the size of her herd and to save up money for her children's education.
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Гулсунай 49 лет, замужем, вместе с супругом воспитывают 2 детей. У Гулсунай - среднее образование, в качестве основного дохода для своей семьи Гулсунай занимается животноводством, стартовав 29 лет назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Гулсунай, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, а также в собственности имеет 2,10 ГА поливной земли, на которой ежегодно сажает фасоль и клевер. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулсунай обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Гулсунай планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,075 helped Gulsunay to buy cows.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 6, 2013
Currency Exchange Loss:
Nov 5, 2013