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Nurzina is 38 years old and married. She and her husband are raising 5 children. Nurzina has a secondary level education and her family's main source of income is her animal husbandry business, which she started 15 years ago with the purchase of 6,000 somi (KGS) worth of cattle. As a result of her hard work, today Nurzina has 2 milking cows, 10 sheep, and 3.0 HA of land where every year she grows beans. Her monthly income comes to 15,000 somi (KGS).

With an aim to developing her business further, Nurzina applied to microfinance bank Bai Tushum & Partners for a loan of 50,000 somi (KGS), which she will use to collect her harvest. More precisely, she intends to collect the harvest with the help of hired labor. She will hire several people who will help her collect the harvest and she wants to pay them for their work. Nurzina plans in invest the profits from the loan in further increasing the size of her herd and to save up some money for repairing their home.
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Нурзине 38 лет, замужем, вместе с супругом воспитывают 5 детей. У Нурзины- среднее образование, в качестве основного дохода для своей семьи Нурзина занимается животноводством, стартовав 15 лет назад, с покупки скота на 6,000 сом KGS. Благодаря упорному труду Нурзины, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 10 овец, а также имеет 3,0 ГА земельной доли, на которой ежегодно выращивает фасоль. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Нурзина обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на использование кредита на сбор урожая, а точнее Нурзина намерена собрать урожай фасоля с поля, с помощью рабочей силы. Для этого она наймет несколько человек, которые помогут ей собрать урожай и хочет оплатить за их труд. Доходы от кредита Нурзина планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nurzina to hire laborers for the harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 6, 2013
Currency Exchange Loss:
Oct 17, 2014