Check out some available loans that are similar to this one!
Jemma is 47 years old and married with four children who are all in school. Jemma works very hard to provide for them.

Jemma runs a general store in the Philippines and requested a PHP 12,000 loan through NWTF in order to purchase more stocks of groceries to sell.

Jemma has been in this business for 12 years and sells a variety of items such as soft drinks, sardines, spices and other groceries.

In the future, Jemma would like to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 1845
    View loans »
    Philippines Loans Fundraising
  • $60,929,450
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Jemma to purchase more stocks of groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 10, 2013
Currency Exchange Loss:
Apr 16, 2014