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Kanikey is a 60 year old widow. After her husband's death, she alone raised their 7 children in addition to running her own business. Kanikey has a secondary level education, and her family's main source of income is from her animal husbandry business, which she started 21 years ago with a purchase of 1,000 somi (KGS) worth of cattle. As a result of her hard work, today Kanikey has 2 milking cows, 1 horse, and 5 sheep. Her monthly income comes to 5,000 somi (KGS).

With an aim to developing her business further, Kanikey applied to microfinance bank Bai Tushum & Partners for a loan of 130,000 som (KGS) to increase the size of her herd by buying steers. Kanikey plans to invest the profits from her loan in increasing the size of her herd even further.
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Каникей 60 лет, вдова, после смерти мужа сама воспитывает 7 детей, а также ведет свое хозяйство. У Каникей - среднее образование, в качестве основного дохода для своей семьи Каникей занимается животноводством, стартовав 21 год назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Каникей, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 5 овец. Ежемесячный доход составляет 5,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Каникей обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Каникей планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,779,400
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,675 helped Kanikey to buy steers.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 6, 2013
Currency Exchange Loss:
Oct 17, 2014