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Leonora is a hardworking entrepreneur who has a business buying and selling fertilizer in the Philippines.

She is borrowing PHP 20,000 through NWTF to buy additional sacks of fertilizer to sell for her business buying and selling fertilizer.

Leonora has been in this business for one year. She earns more income from direct selling educational books.

Leonora has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams of saving enough to buy more farmland in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 669
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Leonora to buy additional sacks of fertilizer to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 10, 2013
Currency Exchange Loss:
Apr 16, 2014