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Rosa Maria
Rosa Maria is a Kubo Financiero client and this is her story.

Rosa Maria has 49 years old and has been working for the last 25 years. She only completed elementary school. She started selling different items such as shoes and clothes door to door. Four years ago, she decided to open a food stall were she sells what she calls giant tortas (sandwiches). Rosa Maria says that her biggest accomplishments have been sending her kids to school, buying a piece of land and building a home.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 47
    View loans »
    Mexico Loans Fundraising
  • $19,991,750
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rosa Maria to buy and refurbish appliances for her food stall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Nov 1, 2013
Currency Exchange Loss:
Sep 17, 2014