Miguel is single and has a daughter who is in school. Their live in their own home, occupying only one room which has brick walls and dirt floors. The house is located in the Obispo Bosque area of the city of La Paz. Miguel works as an itinerant seller of mobile phones. He visits all the markets of the city to sell more and increase his income. With the little that he makes he has to pay for food, education and the household expenses of his family.
Miguel needs the loan to buy more cellular phones as he needs to update his stock as people are looking for more up to date models. Miguel's dream is to have his own shop to sell phones and increase his income. Then he can provide a higher quality of living to his daughter and offer her more comfort. This is the first time he has requested a joint IMPRO KIVA loan.
Miguel, es soltero y tiene una hija que esta en etapa escolar, viven en casa propia ocupando solo una habitación que tiene paredes de ladrillo y el piso de tierra,la casa se encuentra ubicada en la zona Obispo Bosque de la ciudad de La Paz.
Actualmente trabaja como comerciante ambulante en la venta de celulares,visita todas las ferias para poder tener mas venta y mejorar sus ingresos ya que con lo poco que gana debe cubrir los gastos de alimentación,educación y pago de servicios básicos de su familia.
El crédito lo requiere para la compra de mas celulares ya que debe actualizar su stock ya que la gente le pide otros mucho mas actuales.
El sueño de Miguel es tener su propia tienda para la venta de celulares y mejorar sus ingresos para poder brindarle mejor calidad de vida a su hija y también brindarle comodidad.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.