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Ainura is 37 years old, married and raising three children together with her husband. Ainura has higher education, and works as a teacher at the local school. As an additional income for her family, Ainura works with livestock breeding, after having started 10 years ago with the purchase of livestock for 10,000 som (KGS). Thanks to Ainura's persistent work, her farm currently has two dairy cows, a mare, 10 sheep and also a plot of land of 1.18 hectares. Here she grows peppers, potatoes and clover every year. The monthly income is 6,000 som (KGS).

With an aim to further develop her business, Ainura turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 30,000 som (KGS) for the purchase of heifers for increasing the number of cattle. Ainura plans to invest the income from the loan in further increasing the number of household animals. She also plans to save money for the future education of her children.
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Айнуре 37 лет, замужем, вместе с супругом воспитывают 3 детей. У Айнуры - высшее образование, работает в местной школе преподавателем. В качестве дополнительного дохода для своей семьи Айнура занимается животноводством, стартовав 10 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Айнуры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 кобыла, 10 овец, а также имеет земельный надел мерою 1,18 ГА, на котором ежегодно выращивает перец, картошку, клевер. Ежемесячный доход составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнура обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку нетели для увеличения поголовья скота. Доходы от кредита Айнура планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Ainura to buy heifers.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 5, 2013
Currency Exchange Loss:
Apr 17, 2015