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Riffat's Group
In this Group: Riffat, Kousar
Riffat is 41 years old, married and living in the area of Lahore, Pakistan.

She requested a loan from Kiva’s field partner BRAC Pakistan to buy tires for a tractor trolley for her husband. Her husband provides a loading and unloading service for construction materials such as sand, soil, and bricks for builders. Due to continuously working, the tires of the tractor trolley have been wearing out and not picking up the load or the tires are punctured.

Therefore, Riffat requested a loan from Kiva’s field partner BRAC Pakistan so that her husband can buy new tires for the tractor trolley. She wants her husband to carry on this business because this is the only source of income for her family. She has some savings but it is insufficient to buy a new trolley so she requested a loan.

Riffat is very thankful for Kiva’s field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 330
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Riffat's Group's $775 loan helped a member to buy new tires for a tractor trolly.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 9, 2013
Currency Exchange Loss:
Aug 22, 2014