Update on KalandarKalandar is a true animal keeper at the age of 57. Since he was young he has been in this business and does not see himself doing anything else. Right now he is asking for a repeat loan to grow his business. Today Kalandar has only two calves. He wants to increase the headcount of livestock in his cattle yard. His son diligently helps him in the buying and reselling of cattle. Kalandar plans to buy several heads of calves, but cannot make this purchase financially. This is why he is asking for a loan. He is waiting for your kindness.
Previous Loan DetailsKalandar A. lives in Tursun-zoda. He is 54 years old, married, and has three children. His son works in Russia. Kalandar has a high school education. For more than thirty years, he has been working in animal husbandry. He raises cattle at his home. He is taking out a loan to buy cattle to… More from Kalandar's previous loan »
About MLO Humo and PartnersMLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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