One of the major products from plantations in Samoa is cocoa. Most families in Samoa use cocoa beans daily to produce cocoa for tea. In most households, Samoan cocoa is a delicacy, which is served at breakfast, lunch, and dinner.
Due to the high demand for cocoa in the daily lives of Samoans, Sauaso specializes in manufacturing cocoa from cocoa beans. She caters to local residents as well as the overseas market.
Sauaso is dedicated and has talent, but she is unable to increase the size of her business because she lacks financial resources. She is applying for a loan of $800 to expand her inventory of cocoa beans.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.