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Rosa is the mother of three children and they live together with their father, her long-term partner. She is part of the group called La Creacion de Jesus, from the city of Santiago. This is Rosa's fourth loan which she will use to build her house. She has had her business for over three years, having started it with her own capital. She sells miscellaneous products from her house and by walking in different areas in Santiago.

With the business profits she has saved and this loan, Rosa will start building her house, by buying building materials such as concrete blocks, cement, rods, etc. so she can build a safer home with a stronger structure.

Esperanza Internacional runs a program for their good clients who are reliable in repaying their loans, who have fulfilled the commitment to grow their business, and who have shown fidelity in their groups. This allows them to take out a loan to improve the structure of their house at the same time as running their businesses and attending their group meetings.

Rosa thanks God, Esperanza Internacional and all of you for this opportunity. In her name and that of her family, thanks to all of you for your support!

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Dominican Republic

  • $9,700
    Average annual income
  • 12
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 42.5
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $825 helped Rosa to buy building materials such as concrete blocks, cement, rods, etc.
68% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 2, 2013
Oct 9, 2013
Currency Exchange Loss: