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Oscar Ernesto
Oscar, 45, is married with five children: 23, 18, 13, 12, and 2 years old. Two of them are students and the oldest works in construction. Oscar only studied up to ninth grade, owing to the poor economic conditions in which his family lived. Oscar lives with six other people and they all depend on his income. He has 36 years of farming experience, which he learned with his father. He plants corn, sorghum, and beans. He also has a part-time job in the mayor's office of his community where he offers electrician services. To get there he travels 5 kilometers by bus, while his children take care of the farm work.

The loan will be used to purchase farming supplies, fertilizers, herbicides, and pesticides to plant 7,000 square meters of corn. With the profits from selling the grains, he hopes to have enough money to buy a pair of oxen to plow the land next farm season, as not to have to pay separately to prepare the land.
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Oscar de 45 años de edad, es casado y tiene 5 hijos de 23 años de edad, de 18 años de edad, de 13 años de edad, de 12 años de edad y de 2 años de edad. Dos de ellos estudian y el mayor trabaja de albañil. Oscar solo estudio hasta noveno grado debido a las malas condiciones económicas en que vivía su familia. Con Oscar viven 6 personas mas y todas dependen de sus ingresos.

Tiene 36 años de ser agricultor, aprendió con su padre, siembra maíz, maicillo y frijol. También tiene un trabajo de medio tiempo con la alcaldía de su comunidad, presta servicios como electricista, para llegar viaja 5 kilómetros en autobús, mientras sus hijos se ocupan de las actividades agrícolas.

El préstamo será utilizado en la compra de insumos agrícolas, Fertilizantes, herbicidas y pesticidas, para sembrar 7,000 mts cuadrados de maíz.

Con la ganancia de la venta de granos, espera tener el dinero suficiente para comprar un par de bueyes para arar la tierra la siguiente temporada agrícola y no tener que pagar aparte para que la preparen la tierra..

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 560
    View loans »
    El Salvador Loans Fundraising
  • $23,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $800 helped Oscar Ernesto to buy fertilizer, herbicides, and pesticides to plant corn.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 9, 2013
Listed
Oct 2, 2013
Currency Exchange Loss:
N/A
Expired:
Nov 1, 2013