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Jamila's Group
In this Group: Jamila, Sakina, Buhran, Razia, Zuhra
Jamila baji is the wife of Muhammad Bota and lives in a city named Chichawatni, Pakistan. She is the mother of nine children: four sons and five daughters. Her daughters are enrolled in a local school in her neighborhood. Her elder son has a bicycle shop where he sells bicycles. Jamila baji is a housewife and takes care of her children. She successfully completed her first loan from Asasah (a microfinance institute in Pakistan). Now she is applying for a loan for her younger son who wants to start a "wooden cot" business at his house where he makes wooden cots and sells them at good prices. For this business he requires wood.

She is joined in her loan group by several more members. Sakina baji and Zuhra baji each want a loan to buy an auto-rickshaw (a local three-wheeled vehicle). Buhran baji wants a loan to repair her workshop. Razia baji wants a loan to buy material (rice and chick-peas) for her food business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 255
    View loans »
    Pakistan Loans Fundraising
  • $14,721,100
    Funds lent in using Kiva
  • 74.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jamila's Group's $1,200 loan helped a member to buy wood for her son's business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Dec 2, 2009