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Nini Johanna
Nini, 21, is a young woman living with her spouse in the southwest part of the city where she has a small store she got from her parents four years ago for her to manage that sells snacks, foodstuffs, groceries and soft-drinks. She’s gradually been investing in the business because she learned from her parents while still very young how to make it grow.

Her sales from 7 in the morning until 9 at night are cash based. She makes her purchases from suppliers downtown that offer competitive prices. Her main customers are neighbors and people who live around her. Her goal for later on is to have a roomier space to provide more excellent customer service and to continue with a professional career to complete making home improvements.

Nini says: “There are obstacles but they aren’t impossible to overcome especially if the business is located on the main street.” She’s currently applying for a Kiva loan, her first financing from Fundación Mario Santo Domingo to buy rice in quantity, oil by the five-gallon container, soft-drinks and meat products, among other basic staples that rotate quickly and must be readily on-hand for her customers thus making her Kiva loan successful.
View original language description ↓
Nini de 21 años de edad, es una joven mujer que habita con su cónyuge al sur occidente de la ciudad, donde tiene una pequeña tienda de ranchos, víveres, abarrotes, refrescos, la cual hace 4 años recibió de sus padres, para que Nini asumiera su control. Poco a poco le ha ido invirtiendo a este negocio, porque desde muy pequeña aprendió con sus padres, como hacerla crecer. En la actualidad vende de contado de lunes a domingos, desde las 7 de la mañana hasta las 9 de la noche, comprando en el centro de la ciudad a distribuidores, que le ofrecen competitivos precios. Sus principales clientes son los vecinos y moradores de los barrios de su alrededor. Su meta más adelante es tener un espacio más amplio para atender con mayor excelencia a su clientela, y continuar con una carrera profesional, para finalizar con las adecuaciones a su vivienda. Nini dice “hay obstáculos pero no imposibles de pasar y más si el negocio se encuentra en una vía principal”. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará arroz por volumen, aceite en pimpina, refrescos y cárnicos entre otros productos de la canasta familiar, que rotan muy rápidamente y por eso debe tener una respuesta rápida para su clientela, haciendo de esta manera que su credikiva sea todo un éxito.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 266
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,895.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Nini Johanna to buy basic staples to stock her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2013
Listed
Oct 2, 2013
Currency Exchange Loss:
Possible
Ended:
May 18, 2014