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Argam is a young farmer from the village of Aramus, in the Kotayq region. He is widowed and lives alone. Argam works in the private sector. To be able to take care of himself, he also breeds a livestock of cows, pigs, and piglets. Argam sells the agricultural products in the local market. Farming is an important source of income for him.

As life is getting more expensive, day by day, Argam needs to enlarge his livestock to meet his needs. He currently needs a loan of USD 3,000 to purchase a cow and some forage for the livestock.

Argam highly relies on the goodwill of the lenders and he will be very grateful to them for helping him maintain and improve his agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Argam to purchase a cow and some forage for the livestock.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Oct 9, 2013
Currency Exchange Loss:
Nov 8, 2013